authorize.net - recurring billing /w cvv2 -


i'm implementing payment system , i'm not sure how deal cvv2 codes. our service offers 2 week free trial. require user enter in billing information , auth card $1. 2 weeks later separate auth & capture (we can't prior_auth_capture because user can upgrade plan during trial). bill them each month on.

how supposed use cvv2 code in our situation? we're not supposed store cvv2 code, can use auth do. worthing doing on auth still? don't want first auth succeed (because has cvv2) , prior auth + captures fail because don't keep around.

long story short i'm new @ company , i'm trying fix billing problems. international customers in particular getting payments declined (some, not all). current system doesn't pass along name on card auth.net nor sort of address verification, suspect what's giving international customers trouble.

i think using cvv2 (if it'll work in our situation) , sending actual name on card should remedy issue international customers. if not address verification next thing try? make sense? sorry if thoughts bit scattered.

thanks!

sending name on card useless not received nor used card processing companies. also, avs won't give trouble except company pays credit card processing bills fees higher not doing it.

with authorize.net should using arb system recurring payments. once subscription established don't have until subscription runs out or cancelled. includes handling cvv , avs issues. if choose use aim api each , every payment you'll have issues you'll need capture cvv number every transaction if wish perform cvv on transactions. of course, cvv not required process transaction, if don't submit transaction still go through anyway.

if international card holders having issues it's more because card international , higher risk then avs or cvv issues. 2 tools fraud detection on end. not card approval processors.


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